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Amortization is paying off a debt over time in equal installments. Part of each payment goes toward the loan principal, and part goes toward interest.

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Free amortization calculator returns monthly payment as well as displaying a schedule, graph, and pie chart breakdown of an amortized loan. Or, simply learn more about loan amortization. Experiment with other loan calculators, or explore hundreds of other calculators addressing topics such as math, fitness, health, and many more.

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Present Value Formula. Present value is compound interest in reverse: finding the amount you would need to invest today in order to have a specified balance in.

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