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Refinancing Meaning

Refinancing Explained Refinance Auto Loan | What Does Refinancing a Car Mean? | IFS – What Does Refinancing a Car Mean? Learn about auto refinance. At Innovative Funding Services (IFS), we specialize in refinancing cars. We believe we can best serve customers when they understand what it means to refinance a car.

REFINANCING | meaning in the Cambridge English Dictionary – debt/mortgage refinancing Low interest rates gave a huge boost to mortgage refinancing and consumer borrowing. a refinancing plan/deal/agreement The company’s 750,000 share investors will have to approve the refinancing plan .

Best Way To Get Equity Out Of House How to Get a Home Equity Loan – wikiHow – How to Get a home equity loan.. using your house as collateral. A home equity loan usually has a fixed term of repayment and a higher interest rate than a mortgage, It is important to shop around and get the best deal that you can. Your home equity loan does not have to be.

3 Things You May Not Know About Refinancing Your Mortgage — The. – When you refinance a mortgage and don't change its term (meaning, you go from one 30-year mortgage to another), you're essentially.

Refinancing – definition of refinancing by The Free Dictionary – Define refinancing. refinancing synonyms, refinancing pronunciation, refinancing translation, English dictionary definition of refinancing. v. refinanced , refinancing , refinances v. tr. To renegotiate or replace the financing of , usually to obtain a lower interest rate. v. intr.

What Does Refinancing Mean – No Money Down Mortgage Pros – What does refinance mean? Looking for the meaning or definition of the word refinance? Here’s what it means. Hi, Refinancing is the process of swapping out loans, moving debt to a different loan or lender. The process is briefly described below: 1. You’ve got an existing loan 2.

What is debt refinancing? definition and meaning. – Millennials, also known as Generation Y or Gen Y, are having an increasingly difficult time emulating the financial success of older generations in the developed world.

Refinance Meaning – Refinance Meaning – We are offering to refinance your mortgage rate in order to take advantage of lower mortgage rates, visit our site for more information. Know your right to cancellation takes the pressure tactics of intimidation corporate monster.

Car loan refinancing could help you save $$ | Quickly. –  · Want to get a better deal on your car loan? Consider refinancing. Car loan refinancing can help save you money by giving you a lower rate, fewer fees and more flexibility. Find out if refinancing.

What Does It Mean To Refinance A Home What Options Do You Have to Refinance Your Home? – What Options Do You Have to Refinance Your Home? The first question to ask is why are you looking. Knowing how the process works and what your options are may mean all the difference between.

Auto Loan Refinancing | Refinance Your Car Loan – NerdWallet – Refinance your auto loan Refinancing could lower your auto loan rate and monthly payment while saving you hundreds of dollars.

Refinance Definition | Bankrate.com – Refinancing is done to take advantage of lower interest rates, to reduce monthly payments, to consolidate debt, or to free up cash. Deeper definition In a refinance, an existing loan is paid off.

Handgun Vaults | Gun Vault Safe | Liberty Gun Vault – Browse a wide variety of handgun vaults in all different sizes. Liberty gun vaults allow quick and secure access and are made of tough 14-gauge steel.

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What Is The Max Ltv For Fha Cash Out Refi

FHA Refinance Comparison Matrix – FHA Secure – HUD – Up to 95% LTV on FHA first mortgage that does not exceed $417,000. Otherwise limited to 85% LTV. Standard cash-out maximum mortgage calculation up to.

FHA Update on CLTV Changes and UFMIP Refunds – To sum it up, here’s what you need to know: The CLTV cannot exceed the applicable LTV for your loan program, but it can exceed the geographical loan limit as long as the FHA first does not. For.

Cash Out Refinance Loans: Max LTV/CLTV is 85%. Considering a mortgage refinance with cash out or debt consolidation exceeding ,000. Considering a mortgage refinance with cash out or debt consolidation exceeding $1,000.

Best Way To Get Equity Out Of House Refinance Calculator Cash Out Should I Refinance My Car Loan? – Remember, the sooner you knock out that auto debt, the more money you’ll free up for other purposes, whether it’s adding to your savings or having extra cash available. you might snag with a.Differences Between a Cash Out Refinance vs. Home Equity. – Differences Between a Cash Out Refinance vs. Home Equity Line of Credit Learn the key differences between a cash-out refinance and home equity line of credit (HELOC) and see what could be the best option for you. cash out refinance, if your house is completely paid for and you have no mortgage, some lenders allow you to open a home equity.

80% LTV Refinance Cash Out Loans – The limit is actually 85% for FHA and Conventional (Fannie Mae. This does assume the property is an Owner Occupied Property as Investment Properties due tend to max out at 75%. I do have the option.

2019 FHA Cash-Out Refinance Requirements | The Lenders Network – The FHA cash-out refinance loan is a way to cash in your home equity and. Use the money to invest; Get rid of high interest debt; Maximum loan-to-value ratio 85 %. With an FHA refinance you'll need to have MIP regardless of the LTV ratio.

B2-1.2-02: Limited Cash-Out Refinance. – fanniemae.com – Requirements for Limited Cash-Out Refinance Transactions with LTV, CLTV, or HCLTV Ratios of 95.01 – 97% If the LTV, CLTV, or HCLTV ratio exceeds 95% for a limited cash-out transaction, the following requirements apply.

New fha loan limits May Help You Buy a Home – Here is what to know about the FHA Loan Limits changes. The Federal Housing Administration is insuring loans for people looking to purchase a home or refinance a home with a little equity. The program.

Texas Refinance Laws TX Supreme Court Issues Restrictions On Powers Of Attorney, Home. – Refinance Loan (that doesn't meet above requirements or involve cash-out). Texas has a long history of maintaining the strictest homestead laws of all the.

Investor Flip Home Loans - FHA, VA, Conv. Flip requirements Riverside, Upland www.eprmg.net – VA CashOut Fee Recoup VA CashOut NTB Final VA CashOut NTB Initial VA CashOut Wksht VA CashOut On or After 2-15-19 VA CashOut Prior to 2-15-19 VA Cash Out 95%

Freddie Mac Unveils its HARP Replacement Loan – . borrowers with existing freddie mac mortgages but who cannot utilize the Freddie Mac "no cash-out" refinance because the LTV of the new loan would exceed that program’s maximum limit. There is no.

What Does Taking Out A Mortgage Mean Refinance Calculator Cash Out Cash-Out Refinance Pros and Cons – NerdWallet – A cash-out refinance can come in handy for home improvements, paying off debt or other needs. A cash-out refi often has a low rate, but make sure the rate is lower than your current mortgage rate.What Does it Mean to Have Equity? – Budgeting Money – What Does it Mean to Have Equity?. Then you subtract the balance of your mortgage from the value of the home. If your home is appraised for $150,000, for example, and you owe $75,000 on your mortgage, then you have $75,000 in equity in your home.. How to Find Out What the Equity Is in Your.

FHA Refinance: Pay Off Any Loan Up To 97.75% LTV – Maximum loan: $219,900 (97.75% of original purchase price). (85% loan-to-value), an FHA cash-out refinance can be great way to tap into your home’s equity without having to sell the property.

Capital Markets, Condo Products; LO Turnover Study; Conv. Conforming Changes – Wells Fargo Funding has updated its incidental cash to the borrower requirements for Conventional Conforming rate/term refinance transactions to. Purchase loans and rate/term refinances (no.

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What Does Taking Out A Mortgage Mean

Porting your mortgage – Money Saving Expert: Credit Cards. – That means you’ll have to pass the following tests, just like you would on any mortgage deal (see Cheap Mortgage Finding for full info): Does the lender think you can afford the repayments? It’s now far tougher to get a mortgage as mortgage rules introduced in April 2014 mean lenders are required to carefully check you can afford the mortgage.

Definition Of Refinancing Definition Of Refinancing – Definition Of Refinancing – We are offering to refinance your mortgage payments today to save on interest and pay off your loan sooner. With our help you can lower monthly payments.

When to Take Out a Second Mortgage | freecreditscore.com – There is no set waiting period before you can take out a second mortgage. However, you need to have equity in your house and have the ability to make the payments, before you can apply for a second mortgage – and that could take time. Having equity means that your home is worth more than the amount you owe on it.

Texas Refinance Laws Texas Home Equity Changes Effective January 1, 2018 – Texas Home equity security instrument (form 3044.1) Texas Home Equity Affidavit and Agreement (form 3185) texas Home Equity Note (Form 3244.1) Gateway will follow Texas Constitution for loans closing on or after January 1, 2018. Loans closed in 2018 will need to comply with the updated disclosure fee requirements to be eligible for purchase.

Mortgage rates are on the rise. Here are some tips for getting the lowest rate. – Well maybe it’s time to come out of that 30-year fixed and go into something like a 5/1 [adjustable rate mortgage]. People talk about this word “rates.” But rates typically means the 30-year. as.

What Are Mortgage Points and How Do They Work? – Terms to know when you take out student loans Estimating your child’s cost of college 4 common questions about saving and investing for college.. What are mortgage points? share page. Close share. Save page. Close save Added to My Priorities. Print page.

Refinance Calculator Cash Out Cash-Out Refinance Pros and Cons – NerdWallet – A cash-out refinance can come in handy for home improvements, paying off debt or other needs. A cash-out refi often has a low rate, but make sure the rate is lower than your current mortgage rate.

What Does it Mean to Have Equity? – Budgeting Money – What Does it Mean to Have Equity?. Then you subtract the balance of your mortgage from the value of the home. If your home is appraised for $150,000, for example, and you owe $75,000 on your mortgage, then you have $75,000 in equity in your home.. How to Find Out What the Equity Is in Your.

What Does It Mean To Refinance A Home What does it mean to refinance your mortgage? | Central Bank – Refinancing your mortgage basically means that you are trading in your old mortgage for a new one, and possibly a new balance [1]. cash-Out Refinance In a cash-out refinance, you can refinance up to 80 percent of your current value of your home for cash. Thus, why it is called cash-out refinance.

What to Do If Hurricane Florence Hits Your Home, Mortgage – If you’re affected by a hurricane, flood or another natural disaster, what does it mean for your. or answer the mortgage company’s calls. If a disaster happens between appraisal and closing, “the.

Top 5 Borrower Questions and How Mortgage Lenders Should Respond – Despite recent rises, rates remain historically low and uniform across the industry which means lenders must provide their. When making a big financial decision, such as taking out a mortgage, it.

A Second Mortgage Allows You to Borrow Against. – The Balance – A second mortgage is a loan that uses your home as collateral, similar to a loan you might have used to purchase your home. The loan is known as a "second" mortgage because your purchase loan is typically the first loan that is secured by a lien on your home. Second mortgages tap into the equity in your home,

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Texas Refinance Laws

Not Only Elite Law Schools Offer Great Returns on Investment – . debt records of more than 60,000 people who applied to refinance their student loans with the San Francisco company between 2014 and 2016. A University of Texas law graduate, for example, had an.

How can people repay student loan debt if states take away the licenses they need to work? – The result of this Texas law – which also exists in 17 other states – is a dangerous Catch-22. Individuals who default on their student loans lose their licenses and thus heir ability to work..

Basic Manual of Title Insurance, Section IV – tdi.texas.gov – Texas Title Basic Manual 4 – Section IV Procedural Rules P-1 through P-5.1

TX Supreme Court Issues Restrictions On Powers Of Attorney, Home. – Refinance Loan (that doesn't meet above requirements or involve cash-out). Texas has a long history of maintaining the strictest homestead laws of all the.

Texas Home Equity Changes Effective January 1, 2018 – Texas Home Equity Security Instrument (Form 3044.1) Texas Home Equity Affidavit and Agreement (Form 3185) Texas Home Equity Note (Form 3244.1) Gateway will follow Texas Constitution for loans closing on or after January 1, 2018. Loans closed in 2018 will need to comply with the updated disclosure fee requirements to be eligible for purchase.

Interest Rate Laws in the State of Texas – jakoblawfirm.com – The state of Texas has consumer protection laws that limit the amount of interest creditors can charge for certain types of loans. These legal limitations are intended to prevent the practice of usury, which is the charging of excessive interest and fees on loans made to consumers and businesses.

Refinance Calculator Cash Out Cash-Out Refinance Pros and Cons – NerdWallet – A cash-out refinance can come in handy for home improvements, paying off debt or other needs. A cash-out refi often has a low rate, but make sure the rate is lower than your current mortgage rate.Definition Of Refinancing Moody’s reviews Four Seas ABS due to Refinancing Risk – The lack of full principal repayment on the maturity date would constitute a default under Moody’s rating definition. If no refinancing plans were to be committed within a short time frame, Moody’s.

Texas Student Loan Attorney – Texas Credit Law – Student Loans can get re-negotiated, corrected on the credit report, and have student loan forgiveness through special programs. Texas Student loan attorney assists clients in maximizing their student loan options.. When you hire the J. Gannon helstowski law firm for Student Loans:

Texas Payday Law – Texas Workforce Commission – The Texas Payday Law does not address the issue of rest breaks or meal breaks. Work schedules, including breaks, regular hours and overtime hours, are left to the discretion of the employer and are usually based on the needs of the business.. Deductions for out-of-pocket loans to an employee.

What Does It Mean To Refinance A Home What does it mean to refinance your mortgage? | Central Bank – Refinancing your mortgage basically means that you are trading in your old mortgage for a new one, and possibly a new balance [1]. cash-Out Refinance In a cash-out refinance, you can refinance up to 80 percent of your current value of your home for cash. Thus, why it is called cash-out refinance.Best Way To Get Equity Out Of House How to Get a Home Equity Loan – wikiHow – How to Get a Home Equity Loan.. using your house as collateral. A home equity loan usually has a fixed term of repayment and a higher interest rate than a mortgage, It is important to shop around and get the best deal that you can. Your home equity loan does not have to be.

Cash Out Refinance? Texas Cash Out Mortgage Laws – Texas cash out refinance – Texas-Cash-Out.com by Hurst Lending has information on Texas Cash Out Laws as well as providing Texas Cash Out Loans to consolidate.

Texas Proposition 2, Home Equity Loan Amendment (2017. – Previously, the option to refinance a home equity loan into a non-home equity loan was prohibited.. equity loans to be refinanced as non-home equity loans would be counter to the ideas and protections embedded in the texas home equity laws. These laws deliberately encompassed the idea of.

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Best Way To Get Equity Out Of House

5 Reasons To Spend Your Home Equity (With Caution) | Bankrate.com – Here are five common ways to spend home equity money, along with the potential dangers. 1. Make home improvements. home improvement is one of the main reasons homeowners take out equity loans or lines of credit. Besides making a home more comfortable and attractive to live in, upgrades could raise its value.

The best and worst ways to borrow money – Here are some of the best and worst loans out there. Credit cards are one of the most common – and also one of the most expensive – ways to. like a house, which makes them particularly attractive.

Refinance Calculator Cash Out Should I Refinance My Car Loan? – Remember, the sooner you knock out that auto debt, the more money you’ll free up for other purposes, whether it’s adding to your savings or having extra cash available. you might snag with a.

Differences Between a Cash Out Refinance vs. Home Equity. – Differences Between a Cash Out Refinance vs. Home Equity Line of Credit Learn the key differences between a cash-out refinance and home equity line of credit (HELOC) and see what could be the best option for you. cash out refinance, if your house is completely paid for and you have no mortgage, some lenders allow you to open a home equity.

HELOC Calculator: How Much Could You Borrow? — The Motley Fool – A home equity line of credit could be a good option for your borrowing needs.. home renovations — then you might be better off with a traditional home equity loan.. for a large amount of money, then a HELOC could indeed be the way to go.

How to Get a Home Equity Loan – wikiHow – How to Get a Home Equity Loan.. using your house as collateral. A home equity loan usually has a fixed term of repayment and a higher interest rate than a mortgage, It is important to shop around and get the best deal that you can. Your home equity loan does not have to be.

What Does It Mean To Refinance A Home What does it mean to refinance your mortgage? | Central Bank – Refinancing your mortgage basically means that you are trading in your old mortgage for a new one, and possibly a new balance [1]. cash-Out Refinance In a cash-out refinance, you can refinance up to 80 percent of your current value of your home for cash. Thus, why it is called cash-out refinance.

Four Ways to Build Equity in Your New Home Cash-out refinance vs. home equity line of credit – One option would be to refinance and get cash out. Another option would be to take out a home equity line of credit (HELOC). Here are some of the key differences between a cash-out refinance and a home equity line of credit: Cash-out refinance pays off your existing first mortgage.

Best Home Equity Loans of 2019 | U.S. News – Learn how you can qualify and choose the best home equity lender.. Even though a home equity loan is a great way to borrow money, it may not be the right fit for everyone.. You or your estate pays the loan if you sell the house, move out or pass away. There are three kinds of reverse.

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Definition Of Refinancing

Definition Of Refinancing – Definition Of Refinancing – We are offering to refinance your mortgage payments today to save on interest and pay off your loan sooner. With our help you can lower monthly payments.

Refinancing – Wikipedia – Refinancing. Refinancing is the replacement of an existing debt obligation with another debt obligation under different terms. The terms and conditions of refinancing may vary widely by country, province, or state, based on several economic factors such as inherent risk, projected risk, political stability of a nation, currency stability,

Refinance Calculator Cash Out Cash-Out Refinance – Wells Fargo – A cash-out refinance lets you access your home equity by replacing your existing mortgage with a new one that has a higher loan amount than what you currently owe. When you close on your loan, you’ll get funds you can use for other purposes.What Does It Mean To Refinance A Home What Options Do You Have to Refinance Your Home? – What Options Do You Have to Refinance Your Home? The first question to ask is why are you looking. Knowing how the process works and what your options are may mean all the difference between.

Refinancing legal definition of refinancing – Legal Dictionary – After the last refinancing boom in 1987, the Board (along with other government agencies, and consumer and industry groups) prepared a series of consumer information pamphlets about refinancings, settlement costs, and lockins.

Code Section – California Legislative Information – 1632.5. (a) (1) A supervised financial organization that negotiates primarily in Spanish, Chinese, Tagalog, Vietnamese, or Korean, whether orally or in writing, in the course of entering into a contract or agreement for a loan or extension of credit secured by residential real property, shall deliver to the other party to that contract or agreement prior to the execution of the contract or.

Refinance Income? – A cash-out refinance does not fit any definition of income I am aware of. Cash-out refinances are available to homeowners with equity. In a classic cash-out mortgage refinance, the home’s value is.

Long-Term Refinancing Operation – Ltro Definition from. – The European Central Bank’s long-term refinancing operation is a process by which the ECB provides financing to eurozone banks. The stated aim of the LTRO is to maintain a cushion of liquidity for banks holding illiquid assets, and thus prevent interbank lending and other loan origination from seizing up as they did in the credit squeeze of 2008. The ECB also provides liquidity to banks.

Navios Maritime: Good Assets, Good Balance Don’t Tell The Whole Story – NMM should be able to generate at least $80 million of Operating Surplus less principal payments during 2018 (please read the referenced article for the definitions. nmm term Loan B Refinancing.

What is a mortgage? definition and meaning – Definition of mortgage: A loan to finance the purchase of real estate, usually with specified payment periods and interest rates. The borrower.

Moody’s reviews Four Seas ABS due to Refinancing Risk – The lack of full principal repayment on the maturity date would constitute a default under Moody’s rating definition. If no refinancing plans were to be committed within a short time frame, Moody’s.

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What Does It Mean To Refinance A Home

What Does Underwater Mortgage Mean – What Does Underwater Mortgage Mean – See if you can lower your monthly mortgage payment and save up money with refinancing, you should consider to do it.. If you want to refinance your VA home loan, looking in the simplified process can be a good idea.

What are the pros and con for taking a personal loan from a bank to get a car, good idea? ? – what can i do. can i refinance my loan and will i get a much better apr on the car? What’s a good investment to make when you have $30K and you are only 22.? Can I use my home for.

100% Mortgage Refinancing, See 100 Refinance Loans – FHA mortgage refinancing allows borrowers to refinance any conventional mortgage to 97% and if they need money financed in the new loans, FHA will accept home refinancing to 95%. The USDA loan is a 100% mortgage that was designed for borrowers looking to refinance a home in a rural area.

What Options Do You Have to Refinance Your Home? – What Options Do You Have to Refinance Your Home? The first question to ask is why are you looking. Knowing how the process works and what your options are may mean all the difference between.

When to Refinance a Mortgage Loan What does refinance mean? – definitions.net – What does refinance mean? Definitions for refinance ri fnæns, rifa næns re·fi·nance Here are all the possible meanings and translations of the word refinance.

What does it mean to refinance your mortgage? | Central Bank – Refinancing your mortgage basically means that you are trading in your old mortgage for a new one, and possibly a new balance [1]. cash-Out Refinance In a cash-out refinance, you can refinance up to 80 percent of your current value of your home for cash. Thus, why it is called cash-out refinance.

What does refinancing your house mean? | Yahoo Answers – 8/2/2007  · I keep hearing people get this money back, I don’t understand, what does refinancing your house mean?. Homeowners who plan on a cash-out mortgage refinance to liquidate equity for home remodeling, large expenses, credit-card debt elimination, debt consolidation, or any major expense might benefit from consulting a financial.

Refinance Auto Loan | What Does Refinancing a Car Mean? – IFS – What Does Refinancing a Car Mean? Learn about auto refinance. At innovative funding services (IFS), we specialize in refinancing cars. We believe we can best serve customers when they understand what it means to refinance a car.

What Does Refinancing a Loan Mean? | Sapling.com – What Does Refinancing a Loan Mean? By: gregory hamel.. If, for instance, interest rates were 8 percent when you purchased a home and they fall to 5 percent, you might save a significant amount of money by refinancing your mortgage to capture the 5 percent rate. refinancing can also allow you.

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Refinance Calculator Cash Out

Cash-Out Refinance Pros and Cons – NerdWallet – A cash-out refinance can come in handy for home improvements, paying off debt or other needs. A cash-out refi often has a low rate, but make sure the rate is lower than your current mortgage rate.

REFINANCE YOUR HOME loan. interest rates are starting to rise. Take advantage of our competitive rates today. call 800-231-9944 to speak with a loan .

Cash-Out Refinance Pros and Cons – NerdWallet – A cash-out refinance can come in handy for home improvements, paying off debt or other needs. A cash-out refi often has a low rate, but make sure the rate is lower than your current mortgage rate.

Differences Between a Cash Out Refinance vs. Home Equity Line. – Cash-out refinance pays off your existing first mortgage. This results in a new mortgage loan which may have different terms than your original loan (meaning you may have a different type of loan and/or a different interest rate as well as a longer or shorter time period for paying off your loan).

Cash-Out Refinance – Wells Fargo – A cash-out refinance lets you access your home equity by replacing your existing mortgage with a new one that has a higher loan amount than what you currently owe. When you close on your loan, you’ll get funds you can use for other purposes.

How Do You Have Financial Struggles with a Six-Figure Income? – When income goes back down, whether on a permanent or temporary basis, most of these earners have very little free cash to fall back on. with me and try together to figure it all out. I broke out.

Refinance Calculator – Bankrate.com – Bankrate’s refinance calculator help you find out how much you will save by refinancing your mortgage. Whether you are looking to shorten the length of your mortgage or lower your monthly payment.

Should I Refinance My Car Loan? – Remember, the sooner you knock out that auto debt, the more money you’ll free up for other purposes, whether it’s adding to your savings or having extra cash available. you might snag with a.

FHA Refinance With a Cash-out Option in 2019 – FHA Cash-out Refinance Mortgages Sometimes It Pays to Refinance. The FHA cash-out refinance option allows homeowners to pay off their existing mortgage, and create a larger home loan that provides them with extra cash.

What Does It Mean To Refinance A Home What does it mean to refinance your mortgage? | Central Bank – Refinancing your mortgage basically means that you are trading in your old mortgage for a new one, and possibly a new balance [1]. cash-Out Refinance In a cash-out refinance, you can refinance up to 80 percent of your current value of your home for cash. Thus, why it is called cash-out refinance.

Refinance Calculator – Free refinance calculator to plan the refinancing of loans by comparing existing and refinanced loans side by side, with options for cash out, mortgage points, and refinancing fees. Also, learn more about the pros and cons of refinancing, or explore other calculators addressing loans, finance, math, fitness, health, and more.