At Southeast Mortgage, we want to do what is right for you.. A lot of people think a mortgage is just a mortgage, but that’s not true. Taking out a mortgage is a huge decision and we understand that.

if you’re planning to stay in the home long-term, you’d need to look at the lifetime savings. This is where you’d factor in what you’ve paid on the loan already, your new mortgage rate and monthly.

Refinancing your mortgage can save you money, but not in every situation. Learn more about how refinancing works and find out if it's right for you.

A lower interest rate on your mortgage is one of the best reasons to refinance.. For a 30-year fixed-rate mortgage on a $100,000 home, refinancing from 9% to 5.5% can cut the term in half to 15. Is Refinancing My Mortgage a Good Idea?

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A mortgage refinance replaces your home loan with a new one. People refinance to save money, tap the home’s equity or trade an ARM for a fixed-rate loan.

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Welcome to Mortgage Services. We’ve been assisting home buyers since 1952 and are privately held by choice. Throughout the years, we’ve resisted fads and stuck to our strengths by offering the very best in home loan solutions to our customers.

"We are very happy and it was a good experience," said Aguinaldo of their homebuying experience. "We wanted a home of our own. I work two jobs and my wife also works but it is worth it to have your own home to raise a family in."

As rates change and goals evolve, it pays to keep an eye out for something better . Here are several sound reasons for refinancing into a new mortgage.

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Downsizing your house could be a drastic step, but if you’re set on getting rid of your mortgage, consider selling your larger home and using the profits to buy a smaller, less expensive home. With the profits from selling your bigger house, you may be able to completely pay cash for your new.