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1. – FHA Loans. FHA loans help first-time buyers purchase homes by offering government insured loans with more lenient qualifying guidelines such as lower down payment requirements. If you qualify for an FHA loan, you may be able to put as little as 3.5% down*, as well as use gift funds to pay for the reduced down payment amount.

   Pre-qualification for First Time Home Buyers in Utah – Pre-qualification for First Time Home Buyers in Utah. For pre-qualifications for first time buyers, call us now at (801) 542-7080. Our friendly loan officers are standing by to assist you through the loan application process. You can get pre-qualified in as little as 10 minutes at altius mortgage ogden. We understand how intimidating it can be.